‘Health Policy’

Health Plans for a Future

Friday, July 16th, 2010

Judge also ruled that the NSA to give wide dissemination to the decision by requiring all operators of health plans in Brazil compliance with the Statute of the Elderly. The lawsuit challenges the wording of resolution 63/03, the NSA, and Resolution 06/08, the Board of Health Supplements, as both in setting rules for the price change by age group to be followed by health plans, descumprido the Elderly Statute and the Code of Consumer Protection. For the MPF, these laws contain rules of public order that must prevail over any contractual terms.

The Elderly Statute prohibits discrimination of the elderly in health plans through the collection of values differentiated on grounds of age. However, operators, supported by the National Agency of Health, argue that the rule only applies to contracts signed after 2004, when the Statute entered into force.

To the judge, “the freedom to contract is limited in the role of social contract.” And the function of a social contract to provide medical service of hospital is ensuring access to health care to the contractor. Soon, the new law, the Elderly Statute, not only protects the elderly who have signed contracts and completed 60 years after its entry into force, as well as those who signed contracts prior to January 1, 2004, regardless of when who completed 60 years of age “

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Health Policy to Raise Prices or Insurance on Demand

Wednesday, March 17th, 2010

Health Policy

According to a press release www.cincodias.com due to different actions undertaken major health insurers in the past, this led the health care sector to consider now whether “increasing prices of insurance policies or sell insurance doctors to the letter?

In the article, among others, there are two complementary or alternative ideas to a possible increase in medical insurance costs:

  • It would make insurance plans to the letter. For example, a policy that covers gynecological care, dental care and urological revisions. Hopefully, that ever since the customer needs, not from the point of view of hospitals.
  • Another interesting way of reducing costs is conducting an ambitious prevention policy. ‘Not only do we sell insurance plans to cure the disease, we must also prevent it,’ they said.

So look forward to developments in the healthcare sector, both with respect to possible increases in rates or prices of medical and health insurance as a possible appearance of medical insurance to the letter.

Which of these ideas would you prefer for medical insurance?

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