Medical Insurance Blog

Compare major insurance before hiring your health insurance
There are more than 20 health insurance companies in Spain and is not possible for ordinary consumers to compare prices and coverage from all of that to make a decision.

So, we have created the Health Insurance Compare Online, which in a few seconds you can create a customized benchmark among major insurance companies in the market.

In addition, you will have phone support team of experienced professionals that will clear doubts about the various policies, to ensure that health insurance to find the best balance between price and coverage for your profile.

Thanks to comparative health insurance we will send you a custom, it’s easier to make decisions about the company and the best policy for you. You should be aware that many types of insurance plans, depending on the Coverages included (hospitalization, specialist, family planning …), geographical (local, national or international) or your age range. However, to simplify the differences are most important to explain the grouping of two categories of policies.

Medical chart policy

In the policy, the policyholder can choose the doctor and the center for your needs in what is called “medical chart” of insurance, the list of centers and specialists concluded by the company. This option is most common among Spanish consumers, offering a wide selection at very reasonable prices.

When comparing this type of health insurance, the key is to analyze whether the policy includes the most prestigious professional and front-line hospital in your town. In addition, if you have a specialist that you go on a regular basis (your gynecologist, pediatrician your kids, etc..), It is important to ensure that also in the medical.

Health Insurance Comparison
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Analyzed health insurance:

* Insurance Adeslas Adeslas
* Insurance sanitation sanitation
Mapfre Mapfre Health * Health Insurance
* Insurance Asisa Asisa
* Home Health Home Health Insurance
* DKV DKV Seguros Insurance
* Health Care Health Insurance
* Aresa Mutua Madrilena Aresa
* Axa Axa Winterthur Winterthur Health Health
* IMQ IMQ Seguros Médicos
* Health Insurance Health Insurance Fiatc Fiatc
* Mutual MutuaAgrupacio Agrupacio
* Cigna Cigna Health Insurance
* HNA HNA Health Health
* Nectar Nectar Insurance Health Insurance
* Insurance Clinicum Salut Salut Clinicum
* Health Insurance Allianz Allianz Health
* Health Health Insurance Groupama Groupama

Finally, it should be emphasized that in such a policy, there are rules called “core”. Because more choices are “full”, these forms provide a medical panel that the insured can go to the doctor or specialist agrees that you want. However, it will deal with cases of hospitalization or special tests may be needed for diagnosis.

In exchange, the price of insurance is reduced, so is the more common option for consumers who want the freedom to go to a specialist without going through a general practitioner, but if they do not mind switching the Social Security hospital.
Health Insurance Reimbursement

In contrast to the policies described in the previous section, reimbursement of health insurance for the insured, offers the advantage to be free to choose which doctor you want (in Spain or anywhere else in the world). This means that in addition to close at 100% for each visit to a specialist medical panel, if the insured chooses to go to a doctor who does not work with your insurance company, it will change between 80 and 95% of the cost, depending on the conditions of each policy.

Such policies are very suitable for people who want to make sure to go to the best professionals when needed, whether they have agreements with other companies or countries located in the doctor concerned.

Because this coverage is a cost far greater for the insurance, the price of this policy is much higher than the health insurance described above. Also note that in the case of selecting a medical specialist outside the box, the insured must meet the service payments in the first instance and will not get a refund from the insurance company until all documents are not validated.

For this reason, this type of insurance often only hire people with purchasing power is relatively high.

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Tags: conditions of each policy, health insurance, health insurance comparison, insurance companies, Insurance Compare Online, Reimbursement, the best professionals, nectar insurance Spain, nectar spain health insurance